Almost all employers are required, by law, to have a workers’ compensation insurance plan in place. Workers’ compensation laws mandate that in the event of an on-the-job injury, employees are entitled to benefits that will cover the cost of medical bills and lost wages that the worker accumulated while they were injured and out of work.
With these regulations in place, you may wonder the purpose for hiring a workers’ compensation lawyer. If you are injured on the job, doesn’t workers’ compensation insurance guarantee that you will receive adequate benefits to compensate for your injuries?
Unfortunately, workers’ compensation is not a guarantee. Yes, most businesses are required to carry workers’ compensation insurance, but an employer’s insurance provider is not required to accept your claim. The insurance company may deny or undervalue your claim.
What to Do After a Work Injury
Following a workplace accident, the most important thing to do is to get medical help. Throughout the course of your workers’ comp claim, your recovery should be your top priority.
Once you receive treatment for your injury, you should report the incident to your employer. Reporting an on-the-job injury is necessary to begin the workers’ compensation claim process.
Our attorneys can help during the initial processes of filing a workers’ comp claim. We are available to answer all of your questions and guide you through the claims process.
How Can a Workers’ Compensation Lawyer Help if My Claim is Undervalued or Denied?
Workers’ compensation insurance providers sometimes deny employee claims, either because there is not sufficient evidence to support the claim, the worker was engaging in misconduct, or for a number of other reasons. If your claim is denied or undervalued, our workers’ comp attorneys can represent you during negotiations, and are prepared to fight in court to get you the necessary benefits.
Contact McHargue & Jones, LLC following a work injury. To discover your rights if you are injured in an on-the-job accident, send us a message or call (312) 487-2461 for a free consultation.