Workers’ Compensation Benefits
What are You Owed?
A workers’ compensation claim can only be as valuable as the benefits that it affords the claimant. At McHargue & Jones, LLC in Chicago, we have heard from too many clients who were shocked to find that they were not receiving or offered a fair number of benefits. We are dedicated to helping make certain those situations are rectified through professional legal guidance and representation. If you need help understanding what benefits you should receive through workers’ compensation or fighting for those benefits, then please call (312) 487-2461 now.
Initial consultations are free – schedule yours today.
Basic Workers’ Compensation Benefits
What can you expect to receive through workers’ compensation benefits? Every case is different in one way or another, but there is a baseline of benefits that most workers are eligible to receive.
Four important workers’ compensation benefits that are commonly received are:
- Medical treatment coverage: The full cost of all necessary medical treatments related to your work injury should be covered through workers’ compensation benefits, including co-pays and deductibles.
- Wage replacement: While you are unable to work, you can receive a portion of your missing wages through workers’ compensation.
- Disability pay: If your injury is debilitating and prevents you from returning to your regular job duties for an extended period or permanently, then you could be eligible for disability pay that can last for years or until retirement.
- Vocational rehabilitation: The workers’ compensation insurance company might be obligated to help pay for training or certifications that allow you to begin a new career that accommodates your disabilities, even if that job is at an entirely different company.
- Death benefits: For individuals who have lost a loved one in a work accident, they may be entitled to receive up to $8,000 in burial compensation benefits, as well as two-thirds of the workers' average weekly wage.
What Benefits Are Not Included in Workers' Compensation?
- Workers' compensation only provides a portion of lost wages, that means that you will not receive 100% of what you were making prior to your accident.
- Workers' compensation will not provide you with benefits for pain and suffering. In order to obtain compensation for these types of damages you must file a personal injury lawsuit against your employer.
How Long Do Workers' Comp Benefits Last?
How long you can continue receiving benefits will depend on what type of benefits you are qualified for. If you are receiving permanent total disability benefits, you are qualified to continue receiving benefits for the rest of your life. For permanent partial disability, the duration of your benefits will depend entirely on what type of injury you have sustained.
Other benefits such as temporary partial or temporary total disability will continue until your doctor deems you have reach maximum medical improvement.
Questions About Benefits? We Have Answers
McHargue & Jones, LLC is here to guide you through your workers’ compensation claim and towards the most benefits possible. We can even discuss what it would be like to get a lump-sum settlement instead of benefits, as this option is often better for all parties involved. It starts with a phone call to our office in Chicago by dialing (312) 487-2461. From there, we can arrange a consultation and begin discussing what to do next.